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Pay £0 upfront on all orders
Representative 44.9% APR variable.
Why open a FW Pay account?
Pay now or pay later
Pay in full or pay nothing upfront and split the payments to suit your budget.
Stay in control
With 24/7 access to your online account, you can manage your payments, statements and how much you have to spend on our app or website.
Never miss a payment
Set up a Direct Debit to make a payment every 28 days. You'll see the date it will be taken on your statement.
Instant decision
When you choose to apply, you’ll get a decision in seconds.
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If you pay less than your full statement balance by the date on your latest statement, you will pay interest on the balance left over. If you only pay the minimum on each statement, it will take longer to pay off what you owe and cost you more in interest.
See Full Credit Terms and Conditions for further information.