Why open a FW Pay account?

Take your time

Get what you need and spread the cost when it suits you

Money-saving offers

Only for FW Pay account holders

Instant decision

when you apply

Stay in control

Make payments, view your statements and check your available spend in your online account

When you chose to pay later, we’ll send you a statement every 28 days telling you how much to pay and when. If you don’t pay the full statement balance, by the payment due date shown on your statement, interest will be charged on the balance left over.

If you only pay the minimum each month, it will take longer to pay off what you owe and cost you more in interest. You will receive your first statement within 28 days of opening your FW Pay account.