Back to top

Get everything you want!

0% interest
until
March 2020*

PLUS 30% OFF*
YOUR FIRST ORDER

when you open a
credit account

^Apply Now

Credit is subject to status. Terms and conditions apply^

Representative example

39.9%APR Representative APR (Variable)

39.99%APR Interest rate p.a (Variable)

£250 Assumed credit limit

Have it now,
pay later

Spread the cost to
suit you**

Simple application,
instant decision

Manage your
account online 24/7

**If you choose to spread the cost by using a Personal Credit Account it will cost you more and take longer to pay off than if you pay for the items in full.

 

*30% off your first order when you open a Fashion World account. Discount applies to home, fashion, footwear and lingerie. Excludes outlet, sale, appliances, electricals and toys. Subject to a successful credit application, discount will be applied at checkout. It cannot be used in conjunction with any other offer. Pay no interest until March. Offer available to new credit customers and existing non-credit customers switching to a credit account between 10.09.2019 and 07.01.2020 only. Please see below for full offer details.

†We’ll send your first statement within 28 days of opening your account and every days thereafter, which will explain how much you’ll need to pay and when.

J D Williams & Company Limited trading as Fashion World. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register https://register.fca.org.uk. VAT Registration Number: 148 8796 03

Full Offer Terms & Conditions

  1. Who is eligible?

    The offer is open to new Fashion World account customers, and those converting their non-credit account to a personal credit account, who apply and are accepted between 10th September 2019 and 7th January 2020. This offer is not available to existing Fashion World account customers.

  2. How will interest be charged and when will I pay it?

    You will not pay any interest until your March 2020 statement, providing that you pay at least the minimum payment by the payment due date shown on each previous statement. If you pay your full balance by the due date on your February statement, you will not pay any interest on your purchases. If you choose not to pay your balance in full by the due date on your February statement, your March balance will include; (i) interest charged on goods purchased between your January and February statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your February statement.

  3. Do I have to pay interest?

    No, if you pay the full balance shown on your February 2020 statement by the payment due date, you will not pay any interest. However, if you pay less than the full balance, or you are late in making or fail to make any payment, you will be charged interest as set out above.

  4. What do I need to pay?

    In order to keep your promotional interest rate, you must pay at least the minimum payment shown on any statements you receive by the payment date shown on the statement.

  5. What happens if I pay late or miss a payment?

    If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement and on any purchases made since your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

  6. What else do I need to know?

    If you choose not to pay your balance in full by the due date on your February statement, your March balance will include; (i) interest charged on goods purchased between your January and February statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your February statement.