Turn bigger buys
into smaller payments with £0 to pay upfront

Why open a
FW Pay account?

• 

  Pay now or pay later

  Pay in full or pay nothing upfront and split the payments to suit your budget. The choice is yours and you’re in charge.

• 

  Stay in control

  With 24/7 access to your online account, you can manage your payments, statements and how much you have to spend on our app or website.

• 

  Never miss a payment

  Set up a Direct Debit to make a payment every 28 days. You’ll see the date it will be taken on your statement.

• 

  Instant decision

  When you choose to apply, you’ll get a decision in seconds.

When you chose to pay later, we’ll send you a statement every 28 days telling you how much to pay and when. If you don’t pay the full statement balance, by the payment due date shown on your statement, interest will be charged on the balance left over. If you only pay the minimum each statement, it will take longer to pay off what you owe and cost you more in interest. You will receive your first statement within 28 days of opening your FW Pay account.